^{Just Traded Your Car In?  Here’s What Harrell Insurance Needs To Know To Make Sure You Are Properly Protected}

So, you're finally upgrading your vehicle. You're probably wondering how your auto insurance policy handles this scenario. Here's what you need to know:

Car dealerships in Charleston, South Carolina will require that you have some form of insurance right away. Here at Harrell Insurance, we can email you a copy of your insurance card if you need it.  When going in to make the purchase, bring your proof of insurance with you for easy verification. Some dealers may require that your insurance company fax the documentation over, but that shouldn't take long. Otherwise, you can buy a temporary insurance policy directly from the dealership.

Call Harrell Insurance to do a quick review of your policy.  Your current coverage may be adequate if already you carry collision and comprehensive, which are requirements for most car loans. The legal minimum requirement in South Carolina only covers liability, but you should make sure you have collision and comprehensive. Otherwise, you may need to invest in that temporary insurance policy until you can get in touch with your insurer and buy an adequate plan for your new set of wheels.

Now, if you're keeping your old car and buying a new one, you'll be looking to get it covered on a multiple car policy. Your insurer may offer you a grace period, but you'll want to get in touch with them as soon as you can to let them know that you have a new car. Making sure that you're covered is easy. You just need to keep your car insurance provider informed every step of the way.

And while you are thinking about your car insurance, don't forget here at Harrell Insurance, we can save you a lot of money if you bundle your car and homeowners insurance together.